Zoning board votes to limit brand brand brand new payday loan providers
March 22, 2012, Ames Tribune
The Ames preparing and Zoning Commission suggested Wednesday the Ames City Council follow an ordinance that basically would prohibit any brand new payday financing organizations in Ames.
There are seven lenders that are payday Ames. They might be вЂњgrandfatheredвЂќ to the zoning modification as pre-existing properties that are non-conforming.
The proposed zoning ordinance would prohibit brand brand new payday loan providers from finding near comparable organizations, residential areas, schools, daycares, parks, arterial roads or in highway-oriented commercial or gateway overlay zones.
Commission seat Liz Beck asked Brian Phillips, task coordinator for the populous town, to simplify the effect associated with the zoning modification.
вЂњThe method that these demands are built, if you apply them to your map associated with the town вЂ¦ there’s no destination in the present confines for the town of Ames that the payday lender will be in a position to find,вЂќ Phillips stated.
In September 2011, the council asked staff that is city construct a zoning law вЂњas restrictive as legitimately feasible.
Beneath the present rule, payday financing solutions are thought workplace usage and permissible in every commercial area.
City Attorney Doug Marek stated studies have been carried out in other communities in Iowa and throughout the nation that discovered lending that is payday have a tendency to cluster together in one single location, crowding out other organizations and leading to reduce property values in nearby neighborhoods.
The council will vote on formal use for the ordinance at its conference Tuesday, April 10.
In the event that zoning is authorized, Ames will join Diverses Moines, western Diverses Moines and Clive in limiting the area of payday lenders, which were criticized because of the continuing State Attorney GeneralвЂ™s office for predatory loan techniques.
Read more about our strive to suppress payday loan providers and keep wide range within our communities.
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The look and Zoning Commission will now just just just take our proposal up, as well as in the coming days and months weвЂ™ll make plans to weigh-in with town staff while the zoning board so they really have got all the information and knowledge they have to move ahead with all the strongest ordinance feasible.
WeвЂ™ll additionally be convening a residential district conference within the next 14 days on the issues, and make plans to keep the fires of justice lit underneath the city so we can gather our members together, educate ourselves. Keep tuned in.
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