Get the car loan that’s right for you personally

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Get the car loan that’s right for you personally

You can expect a selection of purchase and funding options to help make your auto buying simple and hassle-free with competitive interest levels, discounts and versatile repayment plans. Make use of our convenient car loan calculators to compare car loan prices and terms and protect your vehicle with your payment security and insurance coverage choices.

Why choose TDECU for the loan?

  • Prices starting at 2.49% APR 1
  • No cash down possibilities
  • Discounts for recurring deposit that is direct of250 or even more
  • No concealed costs, costs, or early-payoff charges
  • Affordable payment plans customized to your preferences
  • 24-hour approval of all loans
  • Terms provided that 72 months

brand New or used automotive loans

No cash straight straight down choices available, discounts for recurring direct deposits of $250 or even more, with no concealed charges, expenses or payoff that is early

2.49% – 48 Mo. – brand New car

No re payments for 3 months 3

Have your car loan somewhere else?Refinance with TDECU! 2

Reduce your payment. Discounts for recurring direct build up of $250 or maybe more, with no concealed charges, expenses or payoff that is early

2.49% – 48 Mo. – brand brand New car

No re re payments for ninety days 3

Motorcycle, leisure and boat automobile loans

Looking to purchase a motorcycle, motorboat, RV, ATV/UTV or, to refinance that loan held somewhere else 2 we now have funding options for everyone, too!

4.49% – 48 Mo. – brand brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – brand brand New leisure automobile

No re re payments for 3 months 3

Brand New or utilized automotive loans

Get car finance somewhere else?Refinance with TDECU! 2

Motorcycle, leisure and boat car loans

No cash straight down choices available, discounts for recurring direct deposits of $250 or higher, with no concealed charges, costs or payoff that is early

Reduce your payment per month. Discounts for recurring direct build up of $250 or higher, with no hidden costs, costs or payoff that is early

Get pre-approved

When you’re pre-approved for a TDECU car loan, automobile dealers understand you will be a severe customer and you will be willing to provide a great deal to obtain your online business. Plus, you will end up confident understanding that you’ve got low-rate funding supplied by TDECU.

Finance at the dealership

TDECU financing can be acquired directly at a huge selection of dealerships in Texas. When you get the vehicle you would like, inform the dealer you prefer your loan from TDECU, complete the paperwork then right during the dealership, as well as in almost no time your loan is approved.

Shop with Carvana

Carvana provides an showroom that is online of, top-quality automobiles. In a couple of ticks it is possible to choose, finance, and pick-up your car or truck from their car machine that is vending have your car or truck brought to you. All having a 7-day guarantee that is money-back.

Car finance calculators

Our online car loan calculators will allow you to calculate your repayments to help you discover the right loan for you.

Pick a calculator through the list below.

Car: Just How Much Will My Automobile Re Re Re Payments Be? Automobile: How car that is much I Manage?

Here is what you will need to offer us to get going:

  • Work, income, and housing information
  • Amount you desire to fund (purchase price, taxes, name, license, and warranties, less any downpayment)
  • Duration of the mortgage, also referred to as the expression regarding the loan
  • If you’re investing in a car we shall require the name, loan, enrollment and permit information
  • We will need the Vehicle Identification Number (VIN), the exact mileage and the dealer or seller’s name if you have already selected a vehicle to purchase

Re re Payment security and insurance coverage protection

GAP insurance coverage

This coverage is supplemental to most of your insurance coverage and certainly will benefit having to pay any differences when considering what exactly is owed on your own automobile, in addition to vehicle’s value.

Car advantage benefit

Included within the GAP insurance plan, this advantage pays as much as $500 per loss (unlimited losses each year) whenever a claim is filed and paid along with your main insurance provider.

TDECU Insurance Agency, LLC

Our agency will be able to work to you to definitely obtain the most readily useful auto insurance rates that won’t sacrifice protection. We will perform some contrast work, finding you the coverage that is best at the greatest value.

Have actually you received a letter into the mail regarding Collateral Protection Insurance (CPI)? Click on the key below to give you your proof of insurance on the web.

Car loan FAQ

Just how can being pre-approved help me to once I am searching for an automobile?

You can focus on negotiating the best price when visiting the dealership when you are pre-approved for a vehicle loan. This enables one to go shopping with full confidence, once you understand you will not end up with higher rate funding. Dealers have a tendency to just simply just take people who have pre-approved funding more really since it means you are earnestly to locate a car prepared to conduct business.

Could I be authorized for an automobile loan while having funds available the day that is same?

Oftentimes, you are authorized and funds offered the exact same time. We recognize that sometimes the vehicle-buying procedure can be an matter that is urgent. All of us will reply to your concerns which help expedite the automobile loan approval and application procedure.

May I make extra re re re payments and pay off my automobile loan prior to when the initial term?

Yes. At TDECU, there are not any prepayment charges for settling your vehicle loan prior to when your original term. In reality, it is a terrific way to save well on interest throughout the run that is long!

1 APR = percentage Rate that is annual.

2 Existing TDECU loans are ineligible for refinancing.

3 Interest may be charged for your requirements through the initial loan date regarding the unpaid stability throughout the payment deferral period that is 90-day. Restricted time offer.